The only bookkeeping tool you can leave without losing anything.
Every competitor stores your financial data on their servers. We store it in your Google Drive. Here is what that means in practice.
| Feature | SteepedBooks | QuickBooks Online | FreshBooks | Wave | Xero |
|---|---|---|---|---|---|
| Monthly price | ✓Free / $19 / $34 CAD | −$35–$100 | −$19–$60 | •Free–$16 | −$15–$78 |
| Currency | ✓CAD | •USD | •USD | •USD/CAD | •USD |
| Data ownership | ✓Your Google Drive | −Their servers | −Their servers | −Their servers | −Their servers |
| Bank connection method | ✓Upload PDF/CSV (no passwords) | •Bank feed API | •Bank feed API | •Bank feed API | •Bank feed API |
| Canadian tax (HST/GST/PST) | ✓Native, province-aware | •Yes | •Yes | −Limited | •Yes |
| Receipt capture | ✓SMS, email, web | •Mobile app | •Mobile app (add-on) | −No | •Mobile app (add-on) |
| AI categorization | ✓Yes, learns your patterns | •Rules only | •Rules only | −No | •Rules only |
| Year-end accountant package | ✓Yes, complete ZIP | −Export CSV manually | −Export CSV manually | −Export CSV manually | −Export CSV manually |
| Cancel and keep data | ✓Yes. It is yours. | −Must export before cancelling | −Must export before cancelling | −Must export before cancelling | −Must export before cancelling |
| Lock-in | ✓None | −High (proprietary) | −High (proprietary) | •Moderate | −High (proprietary) |
| Payroll | •Import from providers | ✓Built-in (add-on) | −No | −No | ✓Built-in (add-on) |
| Bank password required | ✓No | −Yes | −Yes | −Yes | −Yes |
SteepedBooks
- Monthly price
- ✓Free / $19 / $34 CAD
- Currency
- ✓CAD
- Data ownership
- ✓Your Google Drive
- Bank connection method
- ✓Upload PDF/CSV (no passwords)
- Canadian tax (HST/GST/PST)
- ✓Native, province-aware
- Receipt capture
- ✓SMS, email, web
- AI categorization
- ✓Yes, learns your patterns
- Year-end accountant package
- ✓Yes, complete ZIP
- Cancel and keep data
- ✓Yes. It is yours.
- Lock-in
- ✓None
- Payroll
- •Import from providers
- Bank password required
- ✓No
QuickBooks Online
- Monthly price
- −$35–$100
- Currency
- •USD
- Data ownership
- −Their servers
- Bank connection method
- •Bank feed API
- Canadian tax (HST/GST/PST)
- •Yes
- Receipt capture
- •Mobile app
- AI categorization
- •Rules only
- Year-end accountant package
- −Export CSV manually
- Cancel and keep data
- −Must export before cancelling
- Lock-in
- −High (proprietary)
- Payroll
- ✓Built-in (add-on)
- Bank password required
- −Yes
FreshBooks
- Monthly price
- −$19–$60
- Currency
- •USD
- Data ownership
- −Their servers
- Bank connection method
- •Bank feed API
- Canadian tax (HST/GST/PST)
- •Yes
- Receipt capture
- •Mobile app (add-on)
- AI categorization
- •Rules only
- Year-end accountant package
- −Export CSV manually
- Cancel and keep data
- −Must export before cancelling
- Lock-in
- −High (proprietary)
- Payroll
- −No
- Bank password required
- −Yes
Wave
- Monthly price
- •Free–$16
- Currency
- •USD/CAD
- Data ownership
- −Their servers
- Bank connection method
- •Bank feed API
- Canadian tax (HST/GST/PST)
- −Limited
- Receipt capture
- −No
- AI categorization
- −No
- Year-end accountant package
- −Export CSV manually
- Cancel and keep data
- −Must export before cancelling
- Lock-in
- •Moderate
- Payroll
- −No
- Bank password required
- −Yes
Xero
- Monthly price
- −$15–$78
- Currency
- •USD
- Data ownership
- −Their servers
- Bank connection method
- •Bank feed API
- Canadian tax (HST/GST/PST)
- •Yes
- Receipt capture
- •Mobile app (add-on)
- AI categorization
- •Rules only
- Year-end accountant package
- −Export CSV manually
- Cancel and keep data
- −Must export before cancelling
- Lock-in
- −High (proprietary)
- Payroll
- ✓Built-in (add-on)
- Bank password required
- −Yes
Real reasons to switch
Why you will never worry about switching again
💸
From QuickBooks
Cancel QuickBooks and your data is held hostage until you export it. With SteepedBooks, your finances live in your Google Drive. Cancel anytime and nothing changes.
📊
From spreadsheets
You love the control of spreadsheets but need more automation. SteepedBooks gives you AI categorization, receipt scanning, and tax tracking while keeping your data in Google Drive.
✨
From Wave or free tools
Free tools work until they don't. When Wave changed its pricing or removed features, you lost control. SteepedBooks keeps your data portable so you are never locked in.
Ready to try bookkeeping that
just works?
Start free. Cancel whenever. Your data stays yours.
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